for many small businesses, traditional health insurance is out of reach. However, 
since the Affordable Care Act (ACA) adopted in 2010, the small business owners are reviewing how they offer health benefits. What is driving the change? defined contribution plans.
Yesterday MarketWatch.com presented an article entitled "Say goodbye to the insurance provided by the employer." in the article, Zane Benefits President Rick Lindquist also describes the transition from traditional health insurance to defined contribution plans. Highlights of the article.
Article Highlights
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employer provided health insurance takes the way pension plans sponsored by the employer.
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in a system of reimbursement of defined contribution plans, employees receive an amount fixed cash employers to purchase a health plan.
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"We expect that by 2017, the majority of small businesses now offer health insurance will increase to defined contribution. This is run by the owners of small businesses "
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" There will be massive change. in fact, we are in the middle of it. People rank that dumping employers health insurance. Yes, they stop offering insurance, but they do not stop offering benefits. They are simply changing the way they deliver and replaced by defined contribution plans. It could save millions of dollars for employees and employers. "
The full article can be accessed via the website MarketWatch.com.
About MarketWatch.com
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