Sunday, March 29 is mom national Day and Pop business owners. Zane Benefits will mark the occasion by recognizing our valued partners that support small businesses everyday. The mission of Gary Adkins help Mom and Pop business owners succeed.
How did he do? Read the story of Mr. Adkins.
A family member in need makes its individual mark
say that Mr. Adkins is a seasoned professional in the market individual health of insurance would be an understatement. Mr. Adkins boasts create a company focused on the family. Long before the Affordable Care Act was passed, the focus on the retail market started while helping one of his family members. 
His father-in-law ran a successful small business, but knew an exponential increase in its group health insurance plan. Mr. Adkins wanted to help, after much research has discovered a provision of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) that offered an alternative solution.
The law stated that, beginning in 06, people have become HIPAA eligible and guaranteed the right to buy an individual insurance coverage if they meet certain criteria, including being removed from a group plan sponsored by the employer.
This was perfect. Now, employees with pre-existing conditions became eligible under a special enrollment period and could be denied coverage.
"And so I showed [employees] how we can return everyone to individual plans, and one or two drive rates up ... pay more money and they pay their own [insurance]. and that's how it started on a taxable basis. "
After saving the company 70 percent it thought: "well, there might be something to this. "
The individual insurance Same Solution: now tax free with ZaneHealth
M .. Adkins was armed with a powerful tool. employees may now reimbursed for their health insurance costs and the company could save money.
"I do not understand how to do a more consistent manner . " What is sweet side the case.
With the help of a fellow officer, Mr. Adkins was presented to Zane Benefits. He found that with a formal repayment plan, it is not only save small businesses money, but save more employees with a tax incentive.
individual health insurance: a family oriented solution more
Select Pointe help a wide range of small businesses, including veterinary offices, private schools, medical practices, and APC, to name a few. Among the many things that Mr. Adkins love about providing these companies with individual health insurance is the scope of the community that the product offers.
"You get to know each person in society -. From top to bottom You become a conversation between this business and if you all serve well, they get such positive feedback they tell their friends and then other people. "
Spread the word to your friends and family is trust and connection than individual health insurance offer and the right group health does not allow. And of course, it is more than that.
The economies.
While moving from a local Christian school from one group to individual insurance, he helped save $ 300,000 per year by combining the reduced premium school, reduction of employee contribution, reduction of the franchise, and reducing the maximum out-of-pocket.
This is a huge sum of money.
What is the secret of a successful insurance agency?
What started with a conversation with his father-in-law, Mr. Adkins looking forward to the future and continue to keep the family in mind. Mr. Adkins hopes to leave not only the agency Gable with his son, but also his business perspective.
"Nothing can replace a personal touch If we can go out there for small businesses -. That are there are doing well or are in trouble -. We can help them improve their profitability by reducing costs and providing better service "
His philosophy has worked. people treat as they are important, as they are family. This involves establishing customized solutions to address specific problems.
"One of the most important things that our employers like about us is that we treat employees as if they are just as important as the business owner."
history Key Takeaways Mr Adkin
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Mr. . Adkins first experience moving a small business group individual health insurance started with his brother and father gave about 70% savings for the company.
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Sell individual health insurance falls in line with Mr. Adkins organization focused on the family. the individual insurance offers the community access and opportunities for word-of-mouth to friends and family that insurance just group health does not allow.
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M .. Adkins enjoys helping customers save money. It helped save a private school of about $ 300,000 per year by combining the premium reduction of school, reducing employee contributions, reducing the deductible and the maximum expenditure poached.
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Using ZaneHealth, Mr. Adkins offers small businesses a customizable payment solution compatible without premium tax that helps employers save the money, while keeping employees happy.
Gary Adkins is the head of Select Pointe, an independent brokerage firm based in Brentwood, Tennessee. Working with his son Gable, the agency focuses on providing health coverage and retirement planning education necessary for the success of small businesses. Learn more about his agency www.selectpointe.com.
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