With the closure of the third open enrollment period for the Affordable Care Act (ACA) many researchers take a look more closely at the people who buy individual health insurance by the market. The Kaiser Family Foundation has just completed its third round in a series of surveys to examine the experiences of those who put the ACA wisely. While many are pleased with the ACA, the survey revealed some room for improvement.
The majority of respondents are satisfied with the coverage Individual Health Insurance
The good news is that two thirds of respondents are generally satisfied with their overall coverage health. According to the survey, 52 percent of participants described their individual health insurance plan as "good", while 14 percent felt it was "excellent." In addition, at least 60 percent described being "somewhat satisfied" or "very satisfied" with their choice of hospitals, primary care physicians and specialists, as well as copays
.in general, satisfaction is down from 2015
The bad news is that these figures are on the downside. Since the first open enrollment period, overall satisfaction with deductibles and premiums were down, leading people to think they are not getting exactly a lot for their money.
Not surprisingly, participants enrolled in highdeductible plans have given satisfaction ratings lower than those with lower deductibles. However, the ACA users are not alone in their frustration of rising health care costs. People enrolled in group health insurance plans feel pain and
Source -. KFF
Participants find it easy to shop
After getting off to a rough start, the ACA buyers find it easier to set up an account and compare plans and coverage. Participants who experienced difficulties when setting up an account from 34 percent in 2014 to 25 percent in 2016. Of course, this is a number that is welcome to continue to fall!
Conclusion
Although the majority of ACA users feel "satisfied" with their overall health coverage, there is still much room for improvement, particularly in the field deductibles and premiums. Although it took a bit of research and hard work, most people felt they were able to find a coverage plan that worked for their families.
Have you looked for individual health insurance plan through the health care. gov? Leave your experience in the comment section below!
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