There are many advantages offering health reimbursement plan. Before describing these benefits, we must understand what they are and how they work.
What are the health reimbursement plans? 
a health plan reimbursement, or HRP, is a structured repayment plan to reimburse employees for premiums 'insurance to a specified monthly allowance, and also includes unlimited preventive care without cost sharing. In other words, a Refund health plan gives control of the employer of the cost of benefits, while giving employees control over their choice of health plan.
How do health work repayment plans?
The general strategy of a health plan Reimbursement is
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The employer implements a Article 105 reimbursement scheme for medical expenses to give each employee a fixed monthly health allowance to spend on a plan of individual health. This is also known as a defined contribution plan "Pure". There is no limit to the amount that can be contributed by the employer, no minimum participation requirement.
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Employees select and purchase individually or family health choice. Employees can purchase their own policy directly from any health insurance company, through a broker, or insurance markets health.
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The employer reimburses employees for their health care expenses, up to the amount of their allocation HRP. In other words, a HRP is a theoretical arrangement where no funds are expensed until reimbursements are paid and pre-financing are not necessary. Thanks to HRP, employers reimburse employees directly only after employees undergo a licensed health care spending.
The advantages
Now that we know what a health plan reimbursement is, and how it works, we can explore the many benefits of HRP :.
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defined costs health reimbursement plans are designed to control costs for the employer. Since the employer can set allowances for different roles within the company, they can predict and control costs of health benefits.
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No limits. Employers can contribute as much or as little as they like as long as they apply enough contributions to each category of employees. There are no minimum participation, no maximum of the regime, and an employer or the employee may cancel the plan at any time without penalty.
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Save time administering the plan. administration of defined contribution software reporting features allow real-time tracking of healthcare reimbursement plan (HRP) liabilities, refunds, and easy use.
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reimbursements are tax free! Using the defined contribution software, employers can keep compliance with the IRS and ensure that their benefits are not taxable.
Conclusion
Understanding the many benefits of a reimbursement health plan is the first step to small business to provide affordable health benefits and save money and time. They are funded solely by the employer, they save time and are easy to use, there is no contribution limit and are tax free. They control the costs for employers and allow flexibility and portability for employees.
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