2016 Open Registration Dates and limit

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2016 Open Registration Dates and limit -

2016 open enrollment dates

Under Obamacare, there are now times, you can buy guaranteed-issue individual health insurance coverage.

This article provides an overview of dates and key deadlines for an individual health insurance health coverage during the annual open enrollment period 2015-2016.

2016 Open enrollment dates and deadlines

  • November 1, 2015: Open registration begins for individual health insurance (trained health ie plans).

  • December 15, 2015: Application Deadline if you want coverage to begin January 1, 2016. * Editor's Note: This period was extended to 17 December 2015.
  • 1 January 2016 :. First date of coverage plans purchased during the open enrollment period 2016

  • January 15, 2016: Application Deadline if you want coverage to begin on 1 February 2016.
  • January 31, 2016: open enrollment ends. If you miss this deadline, you must wait until the fall of 2016 to register, unless you have a qualifying life event such as a wedding, birth of a child, the significant change of income or loss of health insurance on the basis of work. Then you can sign up during a special enrollment period.

  • October 15, 2016 to 7 December, 2016: open enrollment period for 2017 coverage (dates are reviewed annually, and are subject to change).

Registration Period: From:

2016 Open Enrollment Period

November 1, 2015 to January 31, 2016

special registration period

generally 60 days of the qualifying life event

See the updated table for open enrollment periods 2015 - 2020

FAQ: What If I miss enrollment open for an individual health plan

If you miss open? registration, you probably missed your chance to buy coverage for the year - unless you have a significant change in the circumstances called a qualifying life event. There are several types of qualifying life events such as marriage, birth of a child, change of income, loss of health insurance on the basis of employment, permanent move to a new region, etc .

If you miss the deadline, it also means you probably will face a penalty for not having insurance (called the cost of individual mandate).

In 2015, the fee is $ 325 per person to a maximum of three times that amount for a family ($ 975), or 2% of household income if is greater. In 2016, the fee increases to 2.5% of your income or $ 695 per person.

Guide to Open Enrollment

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