Your family's safety begins at home

Your family's safety begins at home -

Thinking about buying your dream home, adding to your current home, or enter the house flipping of business?

Ensure that your home or rental property is safe from the inside may be more important than having a security system or a part of the neighborhood watch!

recently was a tragic accident where I live, in which a small child died needlessly in a home fire. Although the source of the fire has not been fully determined, it was thought to be electrical and originated in the kitchen. He then instantly raised in the nursery baby directly above.

As relatively new owners for the first time, one of the parents painful issues are left to consider is whether their home was safe to move in the first place? More importantly, could the loss of their daughter have been prevented?

How to make sure the house is safe to live, if you move you by adding on or renovating a rental property?

1. Never skip a home inspection. A home inspector will check the electrical wiring and humidity levels and look for carbon monoxide, asbestos, lead, electromagnetic fields, and radon. Make sure you have smoke detectors, carbon monoxide detectors, and the right type of fire extinguisher for your home.
2. Get a copy of the C.L.U.E. Report. An exchange of comprehensive underwriting loss or C.L.U.E., report will show you a story of five years of insurance claims that were filed for the property in question. You need to get the seller's permission to run this report, but once you do, it can be obtained for under $ 20.
3. Hire reputable contractors with strong local references to help with renovation projects. Ask if subcontractors will be used and what type of insurance your contractor door.
4. Select your own insurance agent and independent wisely. Buying a home is most likely one of the most important investments a person will make and the knowledge and assistance of an independent agent can help ensure that you have the coverage you need. Consider grouping your policies with cars or other properties to capitalize on available discounts. Understand what you make, make sure your valuables are secure and that your coverage is adequate.

The insurance your landlord and a large independent agent can help replace your home, but you must also do your part to ensure the home is safe for you and your family.

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