With the unofficial start of the summer last weekend, many of us make vacation plans and heading outside to enjoy the weather. But for those who live in the western part of the United States, this time of year marks the beginning of the season wildfire.
As I write this blog, firefighters near Santa Barbara, California fighting fires that erupted Monday near the National Forest Los Padres. Santa Barbara County Fire Captain David Sadecki was quoted in USA Today saying. "It's still in the spring - it is not even summer - and it's hot as it is August or September"
The Weather Channel lists the footprint of the current national drought to 19%, and a new perspective to the federal drought released last week shows the southwest quadrant of US drought conditions persist or intensify over the next two months.
escalating drought conditions mean wildfires are more likely than ever to occur, and in areas not yet affected by the forest fire places. If you live in an area with the potential for a fire forest, it is important to be prepared and protected
:. be prepared
- the Suite Wildfire by FireWhat can put information on rescue forest fires in the palm of your hand with one of the three applications.
- Wildfire page to Ready.gov offers preparation and safety tips before, during and after a wildfire.
- Wildfire ... are you ready? Federal Emergency Management Association (FEMA) and the US Fire Administration is a comprehensive booklet full of useful information to prepare for, protect you during and recover from wildfire.
- Wildfire page on the Insurance Institute for Business & Home Safety Web site contains a wealth of information including Wildfire Home Assessment & Checklist to help you develop a risk assessment of your home and learn how to protect against forest fires.
- on Wildfire Ready web page organized by the State of Colorado, insurance partners, CBS4, and firefighters provides information on how to be "Wildfire Ready."
be protected :.
- Reviewing the tenant's policy with your agent to make sure your limits are adequate and your coverage is up to date on your own or
- If you forced to evacuate, your insurance policy may provide coverage for living expenses. The HO-3 The basic policy provides coverage for loss of use for up to 14 days when a civil authority prohibits you from using your home. This covers your living expenses in a hotel and the extra cost of eating out for meals.
- If your home is actually burned in the fire and is not fit to live, plus standard owner policies provide coverage for any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living.
- If your home and belongings are lost to fire, having a household inventory can speed up your claim settlement. It's easy to do - .. Central See of how-to video
For additional resources, see the Tips and Web Tools on our website at www.central-insurance.com
Does your home ever been in the path of a wildfire? Share your experience with us.
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