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A few years ago, the Nike retail store in New York was closed by the public health service because of a bedbug infestation in the shop. No doubt their reputation has taken a hit, but what their bottom line? I wonder how many sales were lost? How much did it cost to rid the case of insects? And were paid employees during shutdown?
What about your business? What if the Ministry of Health has closed your doors because of a breach? If you are a catering company or hotel management / ownership, income and costs lost to rid your business of bugs could be high. You may think, "I'm the code, it will not happen to me." But what about circumstances that are beyond your control? Workplace violence occurs more often, and if it happening in your business, you would have to close unexpectedly, at least temporarily. can you survive the financial loss? Think about how long the movie theater in Colorado was then stopped the authorities could investigate mass shooting at Batman first.
Although none of us wants to think about our business closure for one of these reasons, the fact is it could happen. How can you protect your business and your bottom line? the outbreak of the additional charges policy. the policy provides coverage in the event business operations are suspended, either due to a covered contagion (a transmission of the disease through contact direct or indirect, including legionnaires, influenza, e-coli, methicillin resistant Staphylococcus Aureus (MRSA), Salmonella, Norwalk virus, and many other viral and bacterial contagions), infestation by vermin or parasites, or workplace violence. This specialty policy coverage could help you get back to normal business operations after a shutdown. The proceeds of the policy are used at the discretion of the insured without heavy business interruption claims settlements necessary.
needs "All businesses are unique, so contact your independent insurance agent to learn more about this coverage and to see if it is right for you.
has your business ever closed unexpectedly? What were the circumstances and how did you recover?
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