Almost every commercial auto insurance claims on TV save money. With the emphasis on price alone, you might think that all insurance policies are created equal. They are certainly not!
I recently read an article about a complaint that a vehicle of the insured had been stolen. After discovering the vehicle was unlocked and the keys had been left inside the car owner, the claims adjuster denied the request. This auto policy the insured does not cover the flight there was no sign of forced entry to gain access to the vehicle and / or an ignition system.
Although the insured was extremely negligent in leaving both his vehicle unlocked and the keys inside, most personal automobile insurance policies issued by standard companies provide coverage, exclusions under subject to the policy, including intentional acts. In this case, however, the client has chosen a nonstandard policy in return for a cheaper price. No doubt this was a hard lesson to learn, but a perfect example of "get what you pay for."
While the TV ads will try to convince you to buy an insurance policy is as easy as shopping online for the better many it is not. With so many coverage options, it is best to talk with a trusted advisor who can help you choose the right policy for your needs. Contact your local independent agent to start.
All insurance policies or businesses are created equal. If an insurance company you can save you hundreds of dollars simply by choosing them question what you get in return. What type of coverage you buy? Can you call and speak to a real person when you have a question or complaint? Peace of mind is priceless, right?
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