We all said or done things we're not proud of, and for most of us these shameful moments have occurred when we were teenagers. The older we get, we get wiser!
I feel lucky to be old enough that I did not have to worry about my teenage years being broadcast on one of many social media sites - social media did not exist when I was in high school - (again!). and happy that my children are still young enough that they are not on social media sites
You may remember hearing about the 12-year-old girl who committed suicide Florida in September 2013 after more than a year and a half of constant bullying. This case is not unique; in fact, the surrounding cyberbullying statistics are staggering. Forty-two percent of teenagers with access technical report being cyberbullying in the last year, but only two in five victims will tell their parents (OnlineCollege.org).
Social media sites have become a place for bullies to harass their peers. As parents, it is our duty to know the online activities of our children: they posting, tweeting, texting, etc. To make sure your children are safe online and reduce the risk of each side of cyberbullying, follow these simple guidelines courtesy of the Internet Child Safety website:
- Talk to your children. The best way to protect your children online is to talk to them. As your child uses a computer, cell phone or other mobile device, it's time to talk to them about appropriate online behavior and personal safety.
- Learn. Stay informed as a parent. You can find links to several Internet security sites here.
- Protect your family and your computer. Virus-protection software can help protect your computer from being infected by a virus. Viruses can not only harm your computer, but can put you in danger of identity theft as well.
- Monitor their social world. Let's face it - our children are our greatest, most valuable. As a parent, it is our duty to protect them and keep them safe. Children are social and use the many social networking sites to meet friends. Be sure that you are notified of any suspicious activity, inappropriate or illegal that can occur online.
- Create an acceptable use policy. Visit this link for an example of a Pledge safe online. Be sure you and your child read this commitment and posted near your computer.
If you do find named in a lawsuit of cyberbullying, most homeowners policies have language that would prohibit the exclusion of coverage of these incidents. Even if personal injury is included in a standard homeowners policy, "intentional acts" are excluded. That is why it is so important to establish guidelines for the online use of your child and talk to them about what is and is not appropriate when texting, tweeting, and posting. It is best to take precautions now and completely avoid a situation of cyberbullying!
I would like you ... what are some other advice or instructions you have for online business phone and your child's cells?
guarantees described above are in the most general terms and are subject to conditions and actual policy exclusions. For the actual wording cover, conditions and exclusions, see the policy or contact your insurance agent.
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