For small business owners and employees, the Act affordable care (aka 
Obamacare) brings a lot of advantages and disadvantages. For example, while Obamacare mandated many positive changes in the individual market health insurance, many consumers have difficulty understanding the coverage, networks and costs. Consequently, they are struggling to make informed purchases. A final rule published by the government in February aims to meet these common challenges.
This article summarizes the new direction and three changes coming to the coverage of marketing in 2017.
three cover change Obamacare in 2017
as the final rule and a recent analysis of Kaiser Health News (KHN), consumers should watch these three changes Obamacare expected to come in 2017.
1) increased access to information on the size of the network of doctors and hospitals for insurers.
regarding the selection of a health plan, most consumers look primarily to the cost of the plan and whether their doctor or hospital is in the plan's network. Yet find accurate information on the supply network was a big complaint
Under the new rules :.
- Insurers would be required to give consumers a 30-day notice when a provider is removed from the network, and continue to provide coverage for this supplier for up to 0 days for patients active treatment
- markets noted the relative magnitude of each of the network plan with three designations size. - Basic, standard and wide.
2) Reduce "surprise" medical bills out-of-network providers.
A common complaint of patients is receiving a bill "surprise" of a supplier off-grid -. especially when the patient thinks that the claimant was networking
in the new guidelines, there is a small change to help reduce these surprises bills. Under the new rule:
- The amounts paid by consumers for attendant care - as anesthesiology or radiology - will count for annual maximum a patient out-of-pocket. As noted KHN, which is important because once a patient reaches the maximum out-of-pocket, the insurer is responsible for all medical expenses network for the rest of the year.
- The new rule, however, applies only in cases where the insurer did not give patients proper notice (usually 48 hours) they could receive care and invoices from these providers out network
3) Standardize consumers. 'Out-of-pocket costs.
Finally, the new objective of the rule for comparison of shopping easier.
under the final rule, the administration request that next year (2017) insurers voluntarily offer plans with a standard set of hedging costs, such as standard deductibles and co-payments. The idea here is that consumers will better understand the off-pocket costs associated with a plan.
As KHN note, some government contracts have already adopted standardized plans, but the change is voluntary, and controversial with insurers, it can not have a significant impact on consumers.
Conclusion
recent guidelines of the purpose of the administration to help consumers make more informed decisions when purchasing health insurance coverage next year. Under the new final rule, Obamacare three changes we see in 2017 include increased network information providers, out-of-network providers, and out-of-pocket costs.
What questions do you have Obamacare changes in 2017? Leave a question below and we would be happy to respond.
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