The health benefits are a big part of your small business. You offer them or not will have a lasting effect on your company's future. Knowing this, if you feel defeated by the options Benefits to health, we are here to help you make a quick decision smart. We'll help you understand why reimbursement of individual health insurance is the best option for your small business, and explain the many benefits of this type of benefit plan social health.
Why do you need health benefits plan? 
Did you know that a study of eHealth revealed 44 percent of small business owners offer health insurance because of a legal obligation, and 33 percent the offer for recruitment and for keeping purposes?
But what about those that do not offer health insurance to their employees? What is the reason? Cost.
Your small business relies on its employees to sustain and grow the business. benefits of competition health help retain valued staff, and it shows employees that interest you. But if you're like most small businesses, you need a more affordable solution for health benefits to attract and retain key employees. What is the solution? Individual repayment of health insurance.
What Health Individual Insurance Refund?
reimbursement of individual health insurance ( " redemption premium ") is an alternative to group health insurance, and it is becoming a better way to offer health benefits. It is a system of health benefits when the employer reimburses employees for their individual expenses of health insurance premiums.
The concept is simple. Person with reimbursement of health insurance, the company offers its employees a monthly allowance of health care for use on individual health insurance -. Instead of contributing to a group health insurance plan
Key Benefits Health Individual Insurance Reimbursement
There are many benefits anyone reimbursement of health insurance for your small business, here are six of them
benefit # 1 -. Individual Health Insurance is Portable
you and your employees can keep your individual health insurance policy, no matter where you are or who you work for.
Advantage # 2 - individual health insurance is affordable
individual health insurance plans are 20 to 60 percent less expensive than a group health insurance policy. In addition, you and your employees can qualify for $ 2,000 to $ 12,000 per year in premiums tax credits to use towards individual health insurance
Benefit # 3 -. individual health insurance is customizable
you and your employees can customize your individual health insurance plan exactly how you need them. Doctors and hospitals, deductibles and copays, individual health insurance is entirely Customizable
Benefit # 4 -. Cost control
as a small business owner, you want to know where your money is spent, and how much. Offering individual health insurance reimbursement to employees means you get to choose a fixed monthly amount to pay your employees for their individual health insurance.
In determining classes of employees, you can vary the allocations by job role. And if your employees choose not to use your monthly repayment, it stays with your company.
Benefit # 5 - Tax Free
repayment plans of individual health insurance for your employees are tax deductible and your business tax free.
Benefit # 6 - Recruitment and Retention
As mentioned above, a benefit plan health is important for the success of your small business. Part of your success is the employees you hire and retain on board. To do this, you need good health benefits. A repayment plan for individual health insurance is perfect health service to recruit the best talent in your industry and keep your employees around.
Conclusion
Find a diet health benefits that fits your budget and your HR goals is difficult. Many small businesses feel at a loss. What need of your small business is to adopt a new approach to health benefits - individual health insurance reimbursement. In fact, because of the advantages described above, it is estimated that 60 percent small businesses will pass to the individual reimbursement of health insurance in 2017.
What questions have you on a repayment plan of individual health insurance? Comment below, we would like to help.
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