Since Affordable Care Act passing in 2010, there have been many legal issues surrounding interpretation of the law. Recently, the latest challenge to the ACA focuses on whether residents of states that are not established their own insurance exchanges are eligible for premium tax credits. RAND Corp., a group of non-partisan think tank, recently wrote a report on the matter and the decision of the Supreme Court newly established King v. Burwell.
This is a summary of their conclusions, forecasts, and how 9.6 million people could lose their individual health insurance.
on the report RAND Corp. 
report (which this article is based on) evaluates the expected changes in enrollment and premiums in the federal health insurance market managed. The ratio of investment results from the RAND Corporation people and program ideas. The research was conducted within RAND Health, a division of the RAND Corporation.
The King v. Burwell Case
Although a few individuals know if King v. Burwell , it is the reason behind many potential changes that could take place if the Supreme Court rules in favor of it. So what's the king c. Burwell?
This trial is specifically challenging the ACA and argued that the ACA text only allows the use of the tax credit on the state of exchanges premiums . However, people currently buy health insurance by both state-run and the Federal Trade managed to use their of premium tax credits. ACA Opponents argue, among other things, that the whole purpose of the premium tax credits being used by individuals is to encourage states to establish their own trade ( Source ).
Knowing this, what are the potential effects if the Supreme Court agrees with the arguments against the ACA? millions lose health insurance.
Why could lose 9.6 million Medicare
This spring, the Supreme Court will hear the case king c. Burwell, and a decision is expected in June As mentioned, the plaintiffs argue that the language of the law expressly prohibits the funding of the law (premium tax credits) to be administered in states with a federal exchange -. The market for individual health insurance
Although this challenge to the ACA is not a new challenge, it was long dismissed as a matter of interpretation and misunderstanding rules. This misunderstanding baffled those who participated and have been following the drafting of the law ( Source ).
Having said that, if the interpretation of CBA and its ability to enable the strict use of the tax credit are incorrect, what will the impact be? With nearly 14 million people currently covered by HealthCare.gov schemes of the state, it is difficult to imagine just little to no effect.
Potential of the decision
If the Supreme Court supports the case king c. Burwell, ACA could undergo significant changes in order to remain consistent with the federal government. Almost ten million people could lose their individual health insurance accordingly. It is estimated that in 2015, 13.7 million will be covered in the states of the individual health insurance market and it could fall to 4.1 million in the event that the Court rules against the Obama administration. And so far this year, 6.5 million people have registered through the individual health insurance market with nearly 0 percent receive premium tax credits.
In addition many people lose coverage and individual health premium tax credits, if the Court annuls the tax credit premium on the Federal Government website, coverage for individuals would more than likely become difficult to afford. In addition, the plans of the individual health insurance market would see an increase of 47 percent of the costs -. Make individual health insurance less affordable
Key findings
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enrollment in individual ACA-compliant of health insurance markets, which includes plans sold both in and out of markets decrease by 70 percent in federal states Facilitation market if the Supreme Court rules in favor of the king c. Burwell case.
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unsubsidized in conformity ACA individual insurance market insurance premiums increase by 47 percent in federal activities facilitated market conditions .
Conclusion
With King v. Burwell case hearing just around the corner, it is clear at this point what the consensus will be and what impact the decision will have on the Affordable Care Act. However, if the Supreme Court rules in favor of the deal, millions could lose health insurance.
What do you think of the King v. Burwell? Are you for or against? Comment below and let us know.
source report: RAND Corp.
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