A decade trend moderate increase in health insurance premiums continue employer-sponsored, with premiums increasing by 4 percent in 2015 to $ 17,545 per year for a family. Moreover, deductibles for employees rose nearly three times faster and bonuses and seven times faster than wages and inflation. These are the main conclusions of the annual Foundation Kaiser Family (Kaiser) and Research & Educational Trust Health (of hRet) survey on health benefits, published this week. 
As employers evaluate health benefits budgets and strategies for the coming year, the survey provides an overview on health insurance sponsored by employers. The following summarizes the key data points and graphs
Key trends Employer-Sponsored Health Insurance
According to the Kaiser survey and hRet 2015 :.
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In 2015, the average premium for individual coverage is $ 521 per month, or $ 6,251 per year. The average premium for family coverage is $ 1,462 per month or $ 17.545 per year.
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Premiums for both individual and family coverage rose 4 percent over the 2014 average premiums. During the same period, workers' wages increased by 1.9% and inflation fell 0.2%.
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Since 1999, premiums increased by 220% for single coverage and 203% for family coverage.
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franchises are growing much faster than premiums, wages and inflation. In 2015, 81 percent of covered workers are in plans with an annual deductible of $ 1318 for individual coverage this year.
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In 2015, 57 percent of employers offer health benefits to at least some of their workers, statistically unchanged from 55 percent last year.
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small employers are less likely to offer health insurance. While 98 percent of large employers (0 or more workers) offer coverage, less than half (47 percent) of smaller employers (three to nine workers) coverage of the offer.
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The most common type of health insurance plan offered is a PPO, representing 52 percent of plans. The second most common type of plan is a HDHP, which represents nearly a quarter (24 percent) of all plans offered
Survey graphics -. Viewing trends sponsored health insurance employers
To help get a visual on trends, here are selected graphic of the investigation.
about the survey
annual survey 17 Kaiser / hRet of nearly 2,000 small and large employers provides a detailed picture of the status and trends of health insurance sponsored by the employer, costs and coverage, including responses of employers with the provisions of the affordable care Act. The full study and interactive graphics, methodology, and a chartpack can be found on the website of the Kaiser Family Foundation.
What are your takeaways from the employer-sponsored health insurance survey this year? What trends are you seeing in the market? Join the discussion with a comment below.
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