Many insurance companies were worried that without an open enrollment period for children to enroll in the health insurance coverage, adults would only sign the children when they were sick, then abandon politics.
Nancy-Ann Min DeParle, director of the Office of the White House Health Reform, said: "Some state insurance commissioners have expressed concern that, without open enrollment period which was widely communicated, people might wait until their children are sick to enroll for coverage, causing plans' costs to increase. "
in response to these concerns the Department of health and Human services (HHS) has issued some guidelines for health insurance companies and for children with pre-existing conditions. HHS will allow health insurance companies to issue a open enrollment period for children under 19.
health insurers will issue their own open enrollment period, but must follow the state laws because some states already have guidelines set place for the registration periods.
The open enrollment periods will help reduce costs for insurers and health for children who already have individual insurance policies. It will also ensure that children with pre-existing conditions have access to the market for private insurance.
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