All employers and health insurance companies offering individual plans or group shall comply with the rules of Sept. 23, 2012 - The insurers providing health and employers only six months left to change .
map labelshealth include six pages of information for consumers to consider, including price estimates for health care services, maximum costs outside pocket and a glossary.
The labels will not include the monthly premium amounts, but consumers know that the baseline of the premium before they watch the details of the plan. Premiums are subject to underwriting and may change depending on the process.
Here are six steps to compare plans with new labels:
- Calculate how much you can afford to spend each month to pay the monthly premium.
- Consider deductibles and find the one you would be comfortable with - if you can match the franchise in an emergency, it should be a good fit.
- Does the plan cover network and out of network visits? Is it important for you and your family?
- Do you have a primary care physician? If so, did the doctor cover of the plan?
- highlight the off-pocket health care costs are sensitive to you and determine if you have the means.
- Read the full nutrition label health plan to have a full understanding of what you are buying.
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