How health insurance premiums will be calculated after the reform?

How health insurance premiums will be calculated after the reform? -

There should only be a matter of days now until the Supreme Court of the United States announced the final decision on the constitutionality of the health reform law. Despite the amount of media coverage of the debate on health reform has attracted a large number of Americans are still unclear about how the health reform will change things.

If the health care reform passes, the health insurance quotes will be calculated based on:

• mandatory benefits - reforming health care allows the federal government to determine what benefits should be included in a health plan. This can range from free birth control, the free preventive care, including maternity coverage in each health plan regardless of gender. In general, the most necessary advantages in a shot, the health insurance premium
• location plan and a premium network -. Cities and areas with higher costs of living generally cost more to provide care.
• Age - the elderly do not want to pay more than three times more than younger adults. Currently older people sometimes pay up to five times more for health insurance than younger adults. This is also highlighted in the study Age GoHealth
• Smoking - .. The tobacco users will pay up to 1.5 times more than non-tobacco

obviously regimes rate change for individuals and families, which has always been the case. However, families may be eligible for grants if they pass a certain amount of their income, more than nine percent, on health insurance.

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