to those who lack the opportunity to change their Medicare coverage for 2012, they will face some health insurance options and should consider the following:
- Sign up for new Medicare Advantage or Part D Plan after open enrollment. You'll pay more for coverage, but depending on your state of health and the cost of monthly prescriptions it may be worth the extra cost. Talk to a licensed agent plans available to see how much it would cost for the monthly premiums against the cost of not having additional coverage.
- Post your current Medicare Advantage Plan in the period-registration. Meanwhile, you can drop your Medicare Advantage plan, but you can not change plans. If you choose to drop your Medicare Advantage plan, then your only option will be original Medicare.
- Just turn 65 and back to Medicare? Do not worry; you have a seven-month window to register for coverage. The Medicare enrollment initial period begins three months before you turn 65, the month you turn 65 and 3 months after you turn 65. Meanwhile, you can choose a Medicare Advantage, Part D or the Medigap policy.
- Move. If you move to a new service area or state, you can enroll in a plan in this area. It is important to remember to change plans or sign up for a new plan so you do not pay extra fees for health care providers off-grid.
If you can not afford to pay additional premiums or if you want to drop your current plan, then the best option may be just wait until the next open enrollment period. While this may not be optimal for some, it highlights the importance of comparing your options during open enrollment
There are now two days left for the registration period Medicare open -.! Do not miss it
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