This is the end ... For the health plans of the College

This is the end ... For the health plans of the College -

health insurance plans for college have had a good run . They have created controversy, provided students with a minimum coverage then left pupils and dry shortly after graduation. But now, many college plans will not be back this semester.

What are the reasons for the abandonment of the plan college health

There are a few different reasons why university planes leaving the market:

• Caps on coverage will be eliminated by 2014. currently, the college plans can set a limit on the dollar amount they will cover for each student - ie until 30 $ 000. All health care costs needed after that will fall on the shoulders of the student. Without the ability to impose those limits on coverage, colleges and universities would be forced to spend endless amounts of each student.
• The plans must now provide certain advantages. Catholic schools give health plans because the Obama administration will require all health plans to provide birth control without copayment or cost to the consumer. Note: Many confused with free birth control, but there is no "free" in health care

The bottom line is this :. College Plans are leaving the market is due to a sharp increase in premiums compared with the requirements of the reform of health care.

Of course, the university health plans were a good option for some - especially because they usually cover pre-existing conditions. However, there are some happy things about college plans vanished :.

For those who are unhealthy, this cover was a complete wash and not financially protected them from expensive medical services

Furthermore, there is better coverage options for students. Students can now stay on the health insurance plan of their parents until they turn 26. Medicare coverage for individual students can be an affordable option too.

How Students can prepare for Medicare in the fall?

for those who go to school this fall follow these steps to obtain health insurance coverage:

1. See if your school requires you to have health insurance.

2. Does the college provides health plans? If so, a cost survey.

3. See if you can stay on the health plan of your parents until you turn 26.

4. Check individual health insurance rates.

5. Compare your three options (college plan, individual or parent plan).

6. Choose an action plan for coverage.

7. If the school requires you to have health insurance, proof of coverage as soon as you have it. Some schools will charge for their plan if you do not provide proof of coverage.

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