Twenty-two states have decided to leave the federal government runs the high risk pools that were open for registration on July 1. According to The Times Dispatch n early August it 'there were about 2,500 candidates across the 22 states that were open for enrollment.
Why the low enrollment when so many people in need of health insurance coverage?
Experts estimate that premiums and deductibles for high-risk pools may be too high for some people. This is a major concern because rates that pools high risk manager can not be higher than the average rates for healthy people in the private market and were made to be affordable.
For example, the pool health insurance Virginia high risk premiums that range from $ 289 per month for those up to age 34 to $ 616 per month for more than 55.
While people with pre-existing conditions couldn "t get coverage before - they now have access to health insurance policies and even though it". is cheaper than the pools typical high risk, some people still can "t afford in this economy
It will be interesting to see how many people sign up for swimming at high risk over the next two years. from 2014, the health insurance companies will no longer be able to deny people coverage because of medical conditions and people are required to buy insurance. But if people can "afford t cover now it can be an indicator of what is to come in the future.
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