The HHS defended waivers because without these plans of many low-wage and part-time workers would probably not have coverage. Thus, HHS believes these mini-med plans are better than nothing. In 2014, these workers will have options on health insurance exchanges and plans for a mini-med will be completely excluded.
Mini-med plans provide little coverage with annual limits and capped some advantages. Opponents argue that the waivers individuals with these plans do not fully understand what they are buying and how little coverage of these plans actually provide.
Senator John Rockefeller IV said. "It" is worse than nothing because of false expectations and false hopes "
Up to 1.4 million Americans are currently enrolled in mini-med plans are usually part-time or seasonal workers reports Reuters . These people will be able to purchase more comprehensive coverage of health insurance in 2014 on trade and may be eligible for grants as well. Otherwise, many plans may be financially out of reach which is one reason why many part-time workers are currently on limited plans.
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