Archive for April 2016

6 ways to help reduce your workers comp premium

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6 ways to help reduce your workers comp premium - If your organization has chosen to make the insurance workers against accidents, there are certain factors which will determine how much you pay for coverage. frequent complaints involve a significant increase in your premiums....

If a tree falls in your yard, are you responsible?

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If a tree falls in your yard, are you responsible? - I was struggling for a topic to write my blog about this month. I do not know why, but I was, and I made the mistake of reaching out to friends on social media to generate ideas. This led to an avalanche of suggestions, many...

Driving Home Message distracted driving

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Driving Home Message distracted driving - While driving to work this morning, I'm sure you have seen more than a distracted driver watching their smartphone, applying makeup or swallow breakfast instead of keeping their eyes on the road. This dangerous activity has become widespread...

When U-Haul are you covered?

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When U-Haul are you covered? - It is again that time of the year. Late spring and U-Haul truck rental locations are booking fast trucks. My son bought his first house and moving at the end of this month, so his long list of things to do was book a 24-foot truck for the job. ...

Budget-Friendly Gadgets A Smarter Home

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Budget-Friendly Gadgets A Smarter Home - Last week during its development conference, Apple unveiled a new platform for home automation known as HomeKit the name that seems to have attracted some attention on what has been a fairly quiet group of home automation. I heard about...

How secure are your passwords?

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How secure are your passwords? - We all know how convenient it is to sit on the couch with the laptop and do some shopping. You can browse the latest book releases, direct that the shampoo you forgot to pick up when you were at the show last week, or try these little sponges...

Working on wheels: Protect your mobile business

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Working on wheels: Protect your mobile business - Photo courtesy of BusinessWeek.com Last month I highlighted a mobile food truck operations and concerns of operators should have when choosing insurance. I received many comments and discussion about other mobile companies....

10 Tips for Wood Burning Fireplace Maintenance

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10 Tips for Wood Burning Fireplace Maintenance - The leaves begin to fall and the temperature is falling in most regions. My family and I always like a nice, hot fire in our home during the cold months. When my family was in the market to buy a new home, one of the elements must...

411 on your PPC

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411 on your PPC - Have you ever wondered about some of the terms of your insurance agent uses to describe the location of your property insured? What exactly goes into the development of insurance premiums you pay? It's not like you can see, touch, taste or insurance coverage,...

Maintain a resolution to keep your PC

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Maintain a resolution to keep your PC - Now that Christmas is over, it's time to start thinking about those resolutions New Year. This year I'm going exercise five days a week. This year I'm going to eat. This year I'll be a better listener. What resolutions do you do for 2014?...

Electrical Safety: Be proactive and stay protected

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Electrical Safety: Be proactive and stay protected - It was in May 05, just months after buying my first home, I learned firsthand how a devastating fire can be. I was 23 and just two years out of college. I thought I knew enough about the heating and electrical hazards of vigorous...

Explained Net neutrality debate

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Explained Net neutrality debate - If you followed the news lately, you've probably heard a lot about the debate on net neutrality and the ongoing conflict billion dollars between companies on the Internet. Most people, however, probably do not understand what the difference really...

Insurance 101 - Cover Auto Personal

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Insurance 101 - Cover Auto Personal - We all know how easy it is these days to go online and buy auto insurance, but do consumers really know what they buy? Watch this video to understand the various benefits included in a typical personal auto policy. Did you know that all...

Zoom in on a winning presentation

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Zoom in on a winning presentation - Recently, I conducted several training workshops on how to make a winning presentation. During this workshop, we discussed using PowerPoint as a visual aid. PowerPoint can be annoying if not used effectively. To fight against this, I suggested...

Power loss can average income loss

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Power loss can average income loss - Recent summer storms caused business owners in several states to close their doors because of power outages caused by strong winds downing power lines. Many were surprised that their business income insurance does not include coverage for...

Quick Tips for excellent customer service

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Quick Tips for excellent customer service - Provide a service to high-end customers is not always easy. In fact, it may be a bit stressful both. Here are some tips to help you improve your customer service: Listen. The most important skill a representative of customer...

Give Thanks to technology

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Give Thanks to technology - The Thanksgiving week! It has always been one of my favorite holidays. Family, food, and spend time thinking about the things you are grateful. I thought it would be fun to think about how grateful I am for the technology and the way it has, and I,...

Get advantage of Cloud Storage?

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Get advantage of Cloud Storage? - As someone who works in technology, I often get questions about the "cloud" mysterious and how it can be used. The cloud is generally related to Internet-based services that allow you to work from any computer connected to the Internet. So in...

Identity Theft: Yes, it could happen to you

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Identity Theft: Yes, it could happen to you - Shortly after the rush of Thanksgiving, my daughters and I were watching the news broadcast information about the data breach of payment! 40 million holiday consumers. My number one favorite retailer, Target, was the target. My daughter...

Understanding your Underwriter

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Understanding your Underwriter - What is an Insurance Underwriter? I saw this graph on Facebook the other day and it made me think of how many times my friends and family members ask me this question when I tell them my title is Underwriter . Did you hear your independent insurance...

Are you covered for driving your dog?

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Are you covered for driving your dog? - I like to consider myself as a good neighbor. I tell my kids to keep it down when they are hanging on the patio later in the evening. I lend an egg or a cup of sugar if needed. I pick up the newspaper sitting in the driveway on the other...

What is a Franchise Percentage?

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What is a Franchise Percentage? - We finally reach the time of year when the insurance companies are breathing a sigh of relief and begin to lick their wounds as hail season begins in s 'switch off. While hail storms can occur at any time throughout the year, from March to June...

The danger of drowning: Know

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The danger of drowning: Know - Summer is the season for outdoor fun. Some of the most popular activities, such as swimming and boating can also be among the deadliest. Drowning ranks fifth among the leading causes of injury or death in the United States. Believe it or not, about...

Ensure your jewelry at

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Ensure your jewelry at - Domestic Marine Policy One of our independent agents recently asked thoughtful questions about insurance options available for personal jewelry. Given the many options and types of blankets available, I thought it was a blog about "precious"! There...

A second time could last a life

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A second time could last a life - Now I believe that 105 percent of the United States has a laptop in their pocket we call still a "phone", even though no one actually talks about most. What we do is Twitter tweets, Facebook comments, posting on Instagram, send a Gmail, reply...

Tee Up The Right cover for your golf

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Tee Up The Right cover for your golf - fall. Although shorter days and cooler temperatures mark the beginning of many exciting seasons - football, hunting, festivals, parties - unless you are blessed to live in the South, it also marks the end of a the greatest seasons of all:...

Auto Insurance Myths Busted

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Auto Insurance Myths Busted - Regarding auto insurance, there are many myths floating around. Over the years I have heard many reasons why someone believes their insurance rates should be lower (or higher), and many of them are fake. Regardless of how these misconceptions have...

Black Friday: Taming Tradition

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Black Friday: Taming Tradition - Stan Honda / AFP / Getty Images The countdown to Black Friday is sure! Many of us will participate in comfortable pajamas from the comfort of our own home through online shopping! Some stores offer the same deals online as they do in the store,...

Resolve to keep your New Year's resolutions!

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Resolve to keep your New Year's resolutions! - So we did it through Thanksgiving and Christmas and we are looking to the new year. If you're like me, you have made a goal to eat as much as possible during the holidays for no other reason than you could! I also went a bit too...
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