Posted by Bill Coates
have you experienced a time when some projects home repair needed to be taken care Sometimes they are too big or too time-consuming for you to attack you: paint fading, falling gutters, or a large pine that makes you a little when the terrible wind blows So you call a couple of recommended contractors and receive some estimates with everything well detailed. price insurance information, and license number. as you wonder if you can do it cheaper, hop! a pickup truck pulls up in your driveway and a guy asked what projects you need help. you fill it and eventually negotiate a price 30 percent less than your other estimates. what luck! ... Or was it?
What is the real cost of your options? There are some things you should consider before you make your decision, apart from the final price. There are a variety of advantages of using a licensed and insured contractor :.
- A written offer by a licensed insured contractor ensures your work will be done properly and according to the code
- mishaps like damage to your property or your neighbor, or employee the contractor is injured while on your property, should be covered by your insurance policy entrepreneur.
- If you happen to have a dispute, you can go to the state licensing agency for support and will have the advantage of the written contract.
Just because Mr Low Price was the cheapest does not mean it is the best option. Many times these low-cost contractors are cheaper because they do not have the transportation insurance costs, or they may have never taken or passed licensing exams. There are a variety of negative consequences that can come from your contractor is unlicensed and uninsured
- If a worker is injured on your property, they can sue you for damages
- If. your tree ends on the house of your neighbor, you are liable for damages.
- If your contractor hires a contractor to install your new gutters and do not pay it, the outside contractor can put a lien on your home for its fresh, even if you paid the contractor you hiring.
- uninsured, unlicensed contractors can not complete a project according to the code. This can present a serious safety problem, especially with plumbing or electricity. This can also create more work later to correct the problem if you plan to sell your home -. Code violations will be documented by an inspector will need to be corrected before the sale
- Sometimes they will ask for cash payments or checks made out to them personally, as opposed to a name society, in order to avoid taxes.
Before you start your home project next, be sure to think things through when hiring help. Always check references of a contractor and confirm that they are licensed and insured. Do not be afraid to ask for a certificate of insurance that shows the covers they have and the limits they are insured; seek general liability, workers compensation, and coverage of completed transactions (in case a problem occurs after the work is done). Make sure they are willing to give you a written contract describing the work to be done, materials to use, and price. Ask them if they are willing to accept a check or credit card for payment so you have both a copy for your records. A good indicator of a person of good reputation is their calling card. It should include their contact with a physical address and phone number. Avoid those with a P.O. box and cell phone number only.
Your home is your biggest investment to be sure to protect it, and yourself, when he had worked on. What other advice do you have for finding a quality contractor?
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