Group Health Insurance - How many Americans are offered cover

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Group Health Insurance - How many Americans are offered cover -

Despite the US market movements toward individual health? Insurance  Group Health Insurance - How Many Americans are Offered Coverage? coverage, the majority of non-elderly Americans (56 percent) still get a group health insurance coverage through an employer. The coverage, however, has declined slowly from 67 percent in 1999. That's according to a new study by the Kaiser Family Foundation (KFF) which analyzed the supply and coverage rates in 2014.

So how many Americans are offered - and accept - the group health insurance coverage through their employer? Read on for a brief summary of the new report

Trends in group health insurance and provides coverage

The report of KFF :.

  • offers the rates are falling, but constant: in 2014, 66 percent of older workers not received an offer of coverage from their employer - a decrease of 71 percent bid rate in 1999.

  • coverage rates are steadily declining. all employees not part of the coverage offered. In 2014, 56 percent of non-elderly people were covered by group health insurance. This rate is similar to recent years, but down 67 percent covered by group health insurance in 1999.

  • The supply rates are significantly lower for part-time workers. Less than a quarter (21 percent) of employees who worked part-time (less than 30 hours per week in all jobs) were offered coverage by their employer.

  • the rate of supply are higher for high-income earners. workers in high-income households (over 400 percent of the federal poverty line) were most likely to receive group health insurance coverage offers (78 percent), while workers in the low-income households (earning less than FPL) are the least likely to receive offers coverage (30 percent)

Related -. How the cost of insurance illness Group Much [?

selected Graphics

Trends in Group Health Insurance Offer and Coverage Rates, 1999-2014

Percent of the Nonelderly Population Enrolled in Group Health Insurance, 1999–2014

Percent of Workers Offered Group Health Insurance by Household Poverty Level, 1999-2014

Conclusion

according to a new report from KFF, group health insurance provided by the employer remains the primary means for Americans to buy coverage. With the implementation of the Affordable Care Act, the analysts predicted a significant shift away from coverage by the employer to the individual market. This report shows, however, that from 2014 the change occurs slowly. What do you think of the study? Do you think it will be a major change on the retail market? We'd love to hear your thoughts or questions in the comments below!

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