Open registration for individual health insurance coverage 2015 is over ... or is it?
If you have a mandate fee individual Obamacare on your taxes for not having health coverage in 2014, and you don ' have not yet health coverage for 2015, you may still be able to get coverage for 2015. This is according to a recent announcement by the Department of health and Human services (HHS).
This is what you need to know about the new special enrollment period extended until 30 April 2015.
"Last Chance" to get health insurance coverage for 2015
According to HHS , you can still sign in individual coverage health insurance this year, if you meet all the following requirements:
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you did not know that the law on health care you and your household required to have health coverage until after February 15, 2015, or if you do not understand how this requirement would be you or your family, and affect
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you need the fee for not having coverage in 2014, and
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you are not already enrolled in health coverage 2015 qualification.
If all of these cases, you are eligible for a special enrollment period that allows you to enroll in a 2015 plane
what if I Miss the registration period?
If you miss this opportunity of registration, it is likely that you missed your chance to buy coverage for the year - unless you have a significant change in the circumstances called describe the life event . There are several types of qualifying life events such as marriage, birth of a child, change of income, loss of health insurance on the basis of employment, permanent move to a new region, etc .
If you miss the deadline, it also means that you will likely face a penalty for not having insurance (called the cost of individual mandate).
In 2015 , the fee is $ 325 per person to a maximum of three times that amount for a family ($ 975), 2% household income if it is greater. In 2016, the tax increase to 2.5% of your income or $ 695 per person.
Conclusion
Although open enrollment 2015 officially came to an end, a special enrollment period is available for those who should the costs of Obamacare individual mandate for 2014 and meet other criteria. The possibility of special registration runs until 30 April 2015.
What questions do you have about the Obamacare individual mandate and the implementation of the health insurance coverage for 2015 ? Leave a comment. We will help you answer them.
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