If you think the health insurance coverage for you or your employees is out of reach, these numbers may surprise you. With discounts applied, the average cost of a health plan through HealthCare.gov was only $ 105 / month, with 87% eligible for a tax credit on premiums. 
This is according to a new report from the administration of the health insurance market.
This rapid report highlights the most recent market.
Premium Tax Credits Reducing market plans $ 105 / month
The Ministry of Health and Human services (HHS)
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More than 8 in 10 people (87 percent) eligible for a tax credit premiums .
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Advance premium tax credits will reduce the premium costs of over $ 1 billion per month.
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Nearly 6.5 million people eligible for a credit of $ 268 / month of advance tax on premiums on average.
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the average tax credit of advance premiums covers about 72 percent of the gross premium.
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average net premium is $ 105 / month in people with selections of eligible plans for a tax credit on the premiums in advance.
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About 8 to 10 people (79 percent) were able to choose a plan with a premium of $ 100 or less after applying tax credit on the premiums in advance.
2015 market premiums by State
The new report also provides an escape from selection schemes and credits premiums tax by the state. According to HHS, the five states with the average monthly premium lowest after tax credits premium, are:
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Mississippi ($ 47 / month)
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Georgia ($ 76 / month)
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Missouri ($ 86 / month)
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Florida ($ 88 / month)
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South Carolina ($ 0 / month)
states with the highest average monthly premium after premium tax credits are:
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New Jersey (172 $ / month)
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Delaware ($ 146 / month)
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North Dakota ($ 145 / month)
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West Virginia ($ 143 / month)
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New Hampshire ($ 141 / month)
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Oregon ($ 141 / month)
Conclusion
If you think health insurance is too expensive for your family or your employees, consider new. The average cost of individual health insurance in 2015 through the market is $ 105 / month after premium tax credits are applied. And the vast majority (87 percent), are eligible for a discount.
Compare that to the average cost of health insurance purchased through an employer - $ 502 / month - and it's easy to see why so many employers are turning to health insurance individual. Are you?
About the report
The Department issues monthly reports Human Health and the federal market to function. The report represents the data for the 37 states using HealthCare.gov platform of 15 November 2014 and 30 January 2015. The data include consumers who chose a new plan in 2015 or have been re-enrolled in a plan for 2015 coverage. Click here for the full report.
Photo credit - pixabay
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