States shall establish the decision on insurance pools high-risk disease

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States shall establish the decision on insurance pools high-risk disease -

U.S.A. States are facing a crucial decision this week that will set the tone for the implementation of the legislation on health insurance. States have until tomorrow to tell the Department of Health and Human Services Secretary Kathleen Sebelius or not they participate in the national high-risk pools.

The deadline could not come at a worse time for HHS when the Chief Actuary of the Centers for Medicare and Medicaid Services, Robert Foster, recently reported that the high-risk pool will be short of money next year or in 2012. critical to the health reform bill have long said that the $ 5 billion allocated to the pools at high risk was not enough. Now, many countries fear that they will be stuck with the bill once the program runs out of money.

Three states have already said they will not participate in the national high-risk pool that HHS will support pool in these statements. Also The Wall Street Journal reports that a call to the States last week, HHS officials were unable to answer certain questions which state officials feel a little ill at comfortable about the federal mandate. Washington has not established rules for high-risk groups and many states are concerned that these rules could be.

The high risk pools will provide consumers with pre-existing conditions lucky to get affordable health insurance plans. Currently 35 states have high-risk insurance pools and many states can just keep those open and let the federal government take the risk for the new national program.

People in high-risk pools are paying an estimated 125-0 percent more for health insurance coverage. Under the new legislation, people will not pay more than what people without pre-existing conditions pay. This will give consumers already covered in pools at high risk an unfortunate disadvantage because they will not be eligible for the new high risk pools. States with pool now urging residents to wait until the new national basins are established.

More people will get coverage after the pools are implemented this summer whether states or the federal government to implement the program.

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