Cover Corner Replies: Fee-For-Service (FFS) Health Insurance Plans

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Cover Corner Replies: Fee-For-Service (FFS) Health Insurance Plans -

books So now that we covered managed care, look traditional indemnity fee for service (FFS) health insurance plans.

FFS plans were the first type of health insurance plan, which provided full coverage for health care services. People with this type of policy would be to get coverage no matter what doctor they went or how much the service cost. This kind of plan seems perfect, but these plans are not sustainable and soon the FFS has become expensive.

Today these plans are always the most expensive, but they offer consumers a wide coverage. Consumers with these plans should not pay fees or additional assessments for certain medical services. services compensation plans do not require consumers to find a primary care physician (PCP) or belong to a specific network of networks. Consumers can visit any health care provider they want and get coverage for all medical service.

FFS plans are also directed to the payment of costly medical bills and only non-medical services specific routine care. Consumers seeking routine care and prevention services should consider buying one type of health insurance plan different-FFS is not for them.

To fight against rising health care costs with fee for service plans, health insurance companies have begun to create networks that allow insurers to negotiate prices with suppliers Health care. This created managed care plans we have been covering the area of ​​coverage and insurance plans that most people enjoy today.

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