What is in dispute about plans is whether they will meet the new medical loss ratio (MLR) requirements. The MLR require health insurance companies to spend 80 to 85 percent of premiums on medical care. Many restaurants offer mini-med plans for workers who do not work full time and the MLR directly affect those plans.
However, the MLR has not yet been defined or established by HHS - making rumors bit of preemption.
Another problem that mini-med plans that offer limited benefits, will face complies with the new regulations which recently launched - the elimination of annual limits and lifetime coverage on new plans. The plans offer limited benefits of McDonald $ 2,000 to $ 10,000 per year for medical expenses that would not comply with the new health care reform legislation.
Steve Russell, senior vice president at USA McDonald said: "Media reports that we plan to drop coverage of health care for our employees are completely false. These reports are purely speculative and misleading. "
Also in 2014, McDonald may offer new plans for their employees that businesses will have to offer a certain level of benefits or a fine. Mini drugs will most likely be completely excluded for companies because they will not meet these levels of coverage required.
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