health care will change the plans that are issued from today. Group and individual health insurance plans are not new and will not change immediately can not change until the end of the year.
This is the new health benefits and protection that consumers will see their plans:
free preventive care New plans offer free preventive care for consumers. . This means that for prevention services, there will be no additional cost to the consumer.
protections for children with pre-existing conditions. children health insurance coverage will be guaranteed regardless of their health status. Parents can buy health insurance policies in the family and will not be turned down for coverage because of the health of a child.
Extended coverage for young adults. Children can stay on their parents' plan until they turn 26. This will help many young adults who are without health insurance get the coverage they need. It is generally more affordable to add a child on a political rather than buying an additional individual policy.
lifetime and annual limits on coverage plans are eliminated. health insurance companies can no longer impose lifetime or annual limits on coverage. This will help many people get any medical help they need without going into medical debt.
consumers new rights call the insurers' refusal. There will be new rights for consumers who want to appeal decisions taken by an insurance company. This includes an external review process where consumers can take calls.
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