Survival Auto Claims Guide
It was 4:56 p.m.. You had a very long day. You found yourself stuck on Deerfoot Trail by the Calf Robe bridge like hundreds of other drivers. Traffic was just not going anywhere. You started thinking about what was left to do for you today: let your dog out and go to the grocery store to pick up some milk. You just wanted out of there. You just wanted to go home. At that time, traffic finally began to move along. What inexplicable sense of relief. You have a little excited. You released your brake and stepped on the accelerator. Unfortunately, you misjudged how far the traffic going and how slippery the road was. The next thing you know ... you hit the car in front of you.
What you gonna do? If you call 911? Or, if you keep your mouth shut to the scene to avoid putting yourself in a detrimental position
Here are some tips for you:
Calm down! Take a deep breath.
You need a mind clearer than ever! Do not let your adrenaline get the better of you and put yourself in harm ways!
Assess the situation carefully.
Look at your environment and make sure you're not put you further damage before leaving the vehicle! If the road conditions are not safe for you to go out, stay in the vehicle if it is not going to put any other danger. While you do not have to stay where you are and call 911 on every single collision if the collision caused serious injury or substantial damage to your vehicle, then you will need to call 911.
Take pictures
well, it's 2015. You have a smart phone, right? Take your phone and start taking photos - not selfies, but capture the scene: the license plate of the third party (if they hit and run), where a third of the vehicle is located to the lines traffic and other accessories from a few feet away from different angles, the third vehicle damage from different angles, where your car is in relation to traffic lines and other accessories from a few feet away from different angles, damage the vehicle from different angles, and all other important traffic devices.
Collect information
you do not know what's important when you need them. Look around to see if there may be witnesses who were present at the scene. Ask their name and contact information. It will be better for their business cards. the exchange contact and insurance information with the driver of the third party. You should apologize or be confrontational. All you do is to collect the information for your insurer to manage demand further. You will need the third party's name, phone number, address, vehicle information (year, make, model and serial number) and insurance information (name of the insurance company, policy number and expiry date). Again, our modern technology can potentially save the day. Take pictures of the pilot's license of the third party, vehicle registration, pink card and business cards. All information discussed here are available.
So what's next?
If anyone can drive very well with no injuries and there is no need to call 911 at the location, you can go after gathering all the information discussed above. So what's next? Want to go to the nearest police station to file a police report. If you experience some stiffness and want to be cautious, you can go to the nearest medical center to have quick control.
Report of the claim
Call your broker or directly to your insurance company. If it is after business hours, most companies have some after-hour or 24-hour claim line. They provide all the information you have about the incident. A complaint manager will contact you to a detail in the following business day
Thomas Ng - .. Specialist claims, claims In-House
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