What any business needs to succeed? The answer is simple :. They need good employees and the ability to attract reliable quality staff and high
And what prospective employees are looking to apply for a job? At the top of that list is one of the attractive benefits. In fact, the founder and CEO of knowledge, an HR software company online, said it best in a recent article Entrepreneur:
"In the ongoing war for talent, more employers are looking for benefits as a new way to attract and retain the best employees. Yet the benefits participation is not as great as it could be. "
Where this leaves a small business struggling with rising premiums or group of small businesses who can not even afford to offer health benefits to their employees? The answer leaves many small businesses trapped in a corner.
New challenges for small businesses
further questions Although the affordable care Act (ACA) has made a number of positive things, he also created for small businesses in our country.
recently, lawmakers in Washington are aware. an example is the recent adoption of the Act of PACE, which holds the definition of a small group (in terms of small group health insurance) to 50 employees. Although not addressed in the legislation, discussions also focused on the repeal of the "Cadillac" tax (excise tax levied on certain health plans offered by the employer).
But there is a question that has yet to be addressed by Congress :. Restoring the ability of small businesses to use health reimbursement autonomous arrangements (HRA)
Why small businesses need Congress to act
CRH were the one of the easiest ways for small businesses to offer employees a health benefit flexible tax advantages that control the costs of the company. Yet the ACA regulations restrict the use of autonomous HRAs from 1 January 2014.
Fortunately, legislation was introduced that would restore the standalone HRA for small businesses. The Small Business Act Healthcare Relief will restore the ability of small businesses to reimburse employees for their individual health insurance premiums and allowable expenses out of pocket medical.
With the increase of small health insurance premiums groups and exit of pocket expenses employees accumulate in an attempt to satisfy high deductibles, it is imperative that all small business owners and their employees to take measures to support the Act on assistance to small healthcare companies.
How you can help
Call your members of Congress and to ensure that the Law on emergency health care for small businesses remains a priority in Washington. Our legislators need to know how this issue is the health of small businesses and small business employees.
To check the current status of the legislation here.
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