by Jenny Fliegel
you or a loved one turn at being 65 recently? Do you approach your 65 e birthday? Now is the time to prepare for Medicare
You might be surprised to learn that Original Medicare -. Parts A & B - does not cover prescription drugs. But between the types of schemes with multiple names and a variety of options to choose from, finding good cover prescription drugs can be confusing.
It is important to know that all eligible Medicare individuals are entitled to coverage when they get prescription drugs Medicare original, regardless of income. Fortunately, you can not be refused for reasons of health, income, or because of the fact that you are taking a variety of prescription drugs. 
Even if you are not currently taking prescription medications, keep in mind that these plans give you the peace of mind that you have coverage if you suddenly need. Before you decide whether or not to sign up for the coverage of Medicare prescription drug, it is important to understand all your options.
You need parts A & B before moving on to Part C or D.
For coverage of prescription drugs, you can register at a Medicare Advantage plan (Part C) or a drug plan prescription drug (Part D). However, be aware that to be eligible for these plans, you must first have Original Medicare, which is both Parts A and B.
Original Medicare covers hospital and basic medical care . While you are automatically enrolled in Part A when you reach 65, you may not know that you must actively enroll in Part B. To sign up for Part B, you must contact your local office social Security.
Option 1: The Medicare Advantage plan (Part C)
an option to help you get coverage for prescription drugs is to choose a Medicare Advantage plan or part C. If you choose to enroll in a Medicare Advantage plan, you will receive your Medicare benefits in one package, usually through a preferred provider organization (PPO) and Health Maintenance Organization (HMO).
Medicare Advantage plans are required to cover all the same benefits as original Medicare, while offering additional benefits such as coverage for prescription drugs and the possibility of lower coinsurance. You may notice differences in out-of-pocket costs plane C relative to the original Medicare
Option 2 :. Medicare Plan prescription drug (Part D)
If you're looking for coverage of prescription drugs, you can also choose to join a Medicare Prescription Drug Plan, or in part D. Medicare part D is a standalone plan that provides coverage for outpatient prescription drugs. If you have Original Medicare, you can simply add Part D coverage you already have.
Before choosing between parts C and D, review your specific prescription drugs. Each Part D plan can vary not only costs, but also in specific covered drugs
Option 3 :. Medicare Supplement
Although they do not necessarily cover the specific prescription drug costs, Medicare supplement plans bridge the gap of some costs that are not covered by insurance original disease. These plans can complete your coverage by helping to pay for expenses out of pocket, such as deductibles, co-payments, and coinsurance.
It is important to keep in mind that you can not have a Medicare Supplement plan and the plan C at the same time.
Medicare has neither reviewed nor endorsed this information.
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