Have you recently become engaged? Congratulations! Not only is this an exciting time in your personal life, but it will also affect the decisions you make about your future health care. 
Before you say "I do" request your future spouse these questions to make sure you are on the same page about your needs for health care and coverage.
- you have a family history of the disease?
If your future spouse has a family history of the disease, it may be necessary to prepare now in order to detect potential health problems in the future. It is important to know what services are covered by your current health insurance plan, especially if you or your future spouse are at a higher risk of disease.
- Do you have children?
If you and your future spouse decide to have children, you will need to know the types of prenatal and maternity care that are covered by your current health plan. Also, be sure to explore your options to obtain health insurance coverage for your children, as well.
- Will we be on the same health insurance plan?
Managing multiple health plans in one family can be done, but it will take some preparation and organization. Before you start comparing health insurance policy, be sure to consider if your plans allow you and your future spouse to visit the same hospital network, filling prescriptions at the pharmacy, and if you have different needs Health care.
- How much money did we win together?
Consider your joint income, so you can set a budget for your health care that works for you both. For example, choosing a plan with a lower premium can save you money in the short term, but it could leave you with high expenditure outside pocket for unforeseen circumstances. The licensed insurance advisors GoHealth can help you find the best plan for you and your family.
- Do you have bad habits that need to be considered?
Learn what types of prevention of your health plan offers services at no extra cost to you. For example, smoking cessation, vaccinations and weight management can be covered by your health plan. You and your future spouse can enjoy these services to prevent future illnesses and live your healthiest life.
- Do we want to enroll in a new health plan?
marriage is considered a qualifying life event, which means that you can enroll in health coverage together or separately outside the Open Enrollment. It is important to have this discussion in advance of your wedding date you have only 60 days after your qualifying event to make this change.
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