Lauren Mandel
According to a study the Robert Wood Johnson Foundation, the main reason people have chosen not to obtain health insurance was due to the potential cost. However, a health insurance plan does not have to be expensive to provide excellent coverage.
Do you think you can not afford health insurance for 2016? We have three reasons why you can -. And why you should register now 
Most people can obtain financial assistance
Last year, four out of five people who registered in market coverage received tax credits to reduce the cost of their monthly payments. The received average tax credit was $ 270 per month.
I do not know if you qualify for a tax credit? Read our guide, including easy-to-read graphs to help you determine your estimate. Our Chartered Insurance agents can also help you determine if you can get a tax credit to help cut costs.
affordable plan options are available
Even if you have heard of the increase in premiums across the country, do not assume that you will pay more for coverage: changes in rates can vary greatly depending on the location. Premiums in Seattle are down 10 percent, while premiums in Minneapolis were up 29 percent. Make sure you evaluate all your options before enrolling in a plan.
Even with higher premiums, the Department of Health and Human Services predicts 70 percent of people will be able to find a health plan for less than $ 75 per month after tax credits. And more than two thirds of counties in the United States will have three or more transmitters to choose from. So if you think you are limited to only a few expensive plan options, think again.
There may be more expensive not to obtain health insurance
go without health insurance may actually end up costing you more in the long term. The penalty for going without coverage in 2016 is $ 695 or 2.5 percent of your income, whichever is greater. And when you add to this fine medical bills batteries that you acquire throughout the year, you could end up paying a hefty amount for health care expenses.
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