According to the Kaiser Family Foundation, 45 percent of the money market plans offered in 2015 had separate prescription and medical deductibles. Do you know if your plan has distinct medical deductibles and prescription? More importantly, do you know what a deductible? 
start with the basics. A deductible is the amount of money you must pay for health care services covered before your health insurance or plan begins to contribute. This is more or less important depending on the plan you choose. Franchises tend to be larger with a lower level of metal level (Bronze or Silver) with a metal top level plan, such as gold.
Depending on what plan you select, you may have separate deductibles for prescription drugs and other medical expenses. In the money market plans where deductibles are separate, the average deductible prescription in 2015 was $ 335. It is important to pay attention to whether your plan has a separate deductible for prescription avoid a surprise the next time you visit the pharmacy.
More importantly, if your plan has a deductible for prescription drugs, then it is in your best interest to take generic prescription drugs. Take generic prescriptions rather than branded drugs can prevent you from having to pay your deductible to prescription; you do not have your generic co-pay prescription drug.
If you have questions about your health insurance or prescription medications, make sure to consult your primary care doctor about your options. GoHealth can also help you find a plan with either a combined or separate deductible depending on your preference. Visit GoHealthInsurance.com or call 888-322-7557 to begin today.
0 Komentar