7 misconceptions about health insurance and reform health care

12.20
7 misconceptions about health insurance and reform health care -

questionmark Health insurance is confusing, but since that it has become a political target with the reform of health care there are now more misconceptions about obtaining a policy.

Here are some misconceptions debunked health insurance:

1. The best health insurance policy is the best. The best policy does not mean it is the best option for your health care needs. It, AOS better find a policy that is good for your budget needs and health care.

2. The plane of the lower monthly premiums and higher deductibles is a great option. Find a plan with a deductible that you may face if an emergency or hospitalization. Some franchises are so high that people can go into medical debt even if they have health insurance.

3. I can get health insurance coverage I, AOM once pregnant. Pregnancy is considered a pre-existing condition and once someone is pregnant, they may be denied health insurance. It, significant OSA to have coverage before deciding to have children.

4. Obamacare has free health insurance. reform health care will expand Medicaid in each state to include adults without children. But this does not mean that the reform makes the free health insurance.

5. I drop my health insurance because I haven, AOT been sick a long time. Many people may think They, Äôll save money by dropping their health insurance because they haven, AOT used in a long time. Unfortunately, this could end up costing more money if they get sick and they could then be denied health insurance if they suffer an injury or health condition.

6. reforming health care will make it more affordable health insurance. There are many advantages to reforming health care, but it will not make the Medicare health insurance premiums more affordable or less. In fact, health insurance premiums will continue to rise.

7. Once I sign health insurance, I can start to use medical services. After signing a health plan, the health insurance company will start an underwriting process. During this period, they will see if you, AOVE never suffered from a medical condition, also known as a preexisting condition. If they learn that you or a family member has a pre-existing condition, they will either attach a rider to a policy and does not cover the condition, charge you more for the plan or completely deny you coverage.

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