The Wall Street Journal reports that nearly 33 million Americans use health savings accounts. (HSA) that are used with high-deductible insurance plans. HSA allows consumers to purchase health care services with tax-free money and save money.
The Law Reform provides funds for medical savings accounts to use on over-the-counter medications if a prescription from a doctor. So many consumers demand and visiting the doctor to get the prescription, which is not only wasting time for doctors, but also behind paperwork and lawsuit concerns.
Some doctors have decided to charge patients to fill over-the-counter prescriptions or refusing to prescribe them at all because of the number of requests they receive. Malpractice insurers recommend that the doctors do not prescribe over-the-counter medications by phone in fear of potential side effects or malpractice.
Pharmacies also see complications new rules and must establish 15,000 new labels on products. If consumers want to buy an over-the-counter product with their medical savings accounts and funds have a prescription, pharmacies must put your own label on the medicine.
Many lawmakers have begun eyeing the provision for repeal, but may need to budget savings elsewhere.
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