Open Enrollment ends on February 15. If you miss this deadline, you will not be able to enroll to health insurance until the next open enrollment period or until you experience a qualifying life event
Here are 5 things simple elements to do to help you registered before the deadline February 15 :.
1. Ask yourself, "Can I afford to be insured?"
The Affordable Care Act requires all Americans have insurance disease or face a penalty. in 2015, the penalty for not carrying health coverage could be as much as 2 percent of your annual household income, and expenses are expected to increase each year.
2. Evaluate your current health needs.
Before buying a health plan, make sure you take into account your specific health needs. for example, have -you prescription drugs? are you pregnant? Will you need therapy or rehabilitation services? Would you continue to see your doctor regularly? All these and other factors can play a role in the best kind of health plan for you.
3. Talk with GoHealth licensed insurance advisor about your options.
Choosing a health plan can often feel overwhelming. health plans are full of important information, but it can be difficult to understand which plan that best meets your needs. Our licensed insurance advisors can recommend specific health plans according to your budget and health needs, which can save you time and money.
Working with an insurance license under GoHealth advisor is free, so there's no reason not to seek professional recommendation. Contact us today at 1-888-250-3409 or customerservice@gohealth.com to start.
4. Sign up for a health plan -. And pay the premium of your first month
The Affordable Care Act has standardized health plans in four levels to help people compare their options. The four levels of coverage are gold silver or and platinum . Each metal level should cover the minimum benefits of essential health, but the value of benefits vary among plans. In general, the higher the level of the health plan, plus the cost is covered by the insurance company. Start enrollment in a health plan by clicking here. And do not forget to pay the premium for your first month directly to your health insurance provider. Your coverage will not be active until you do.
5. Fill a tax grant.
Many people avoid getting a health insurance because they think it is too expensive. However, government tax subsidies are a more affordable coverage, so people can get the coverage they need. So far, 87 percent of those who enrolled in 2015 the coverage received government financial assistance in the form of a tax subsidy.
We encourage people to contact one of our licensed insurance advisors or use a calculator online tax subsidy. Miscalculating your income could cause you to receive the amount of the wrong tax subsidy, and you should correct when you file your taxes. GoHealth can let you know if you qualify for a tax subsidy at no extra cost.
Still not sure? Start checking those items off your list of things to do today!
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