There are many changes that will occur by 2014 include:
- Creating state health insurance exchanges and the country where consumers can shop for health insurance (similar to GoHealthInsurance.com).
- Individuals are guaranteed coverage regardless of pre-existing conditions.
- Companies will be required to offer health insurance or pay a fine.
While experts continue to debate the group change for individual coverage, there is a lot of research monitoring change in the last two years. In 1999, 66 percent of companies offered group health plans, compared with only 60 percent in 2011.
What caused the change?
One of the reasons behind the change could be contributing to the rising cost of health insurance coverage for small businesses. The biggest change in the benefit of the group passed the small business side. But that still does not explain the plunge that occurred between 2010 and 2011.
reform health care adopted in 2010 and provides health care tax credits for small businesses . Tax credits to help small businesses, but the appropriations were based on a sliding scale of employment numbers and salary. Instead of smaller companies that offer Medicare because of tax credits, most decided to withdraw from providing any coverage.
Is this a new trend as it becomes easier for consumers to find individual health insurance without relying on benefits?
0 Komentar