Lately, it may seem that you can not spend a day without hearing about Ebola on the news, on Facebook, or through twelve o'clock gossip. The country finally waded through the initial hysteria of the West African disease, and we learned that the Ebola virus is difficult to convey. That said, it is still a good time to review the basic health coverage to answer questions from some serious health care.
What We Know
If you had the disease, you should know that companies insurance can not deny coverage specifically for Ebola. Under the Affordable Care Act, Medicare plans can not exclude coverage for specific diseases recognized, similar to treatment for seasonal influenza. So while the Ebola virus is extremely rare in the US, if you contract the disease, you should not buy additional health coverage to ensure your forties.
However, if you have a short-term health or who do not comply with the Act Affordable Care, the Ebola virus and other disease treatments may not be covered for you . You may want to consider enrolling in a major medical health insurance plan when Open Enrollment begins November 15, 2014.
Things to know when traveling abroad
in addition to the two nurses in Dallas, so far, only five other Americans have been infected with Ebola. All these individuals were ill abroad in Africa and later received treatment in the United States. This raises an important question of how far your health plan achieved when you take out a foreign disease
Some health plans will pay to go to the United States for treatment -. A cost that can total about 10,000 to nearly $. But most major medical health plans in the United States do not cover this service.
"If you venture outside the US, you should consider purchasing travel medical insurance, which is designed for global travelers," Michael Mahoney, senior vice president of marketing GoHealth consumers to recommend. "The plans vary, but can offer comprehensive benefits, including coverage for pre-existing conditions, medical evacuations and medical care for routine and emergency."
Although rare, it is important to know your options if you or a loved ever contracting a disease like Ebola. Check your coverage with your health insurance company today.
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