Guaranty Association Benefits Company

Small business owners are constantly analyze and evaluate their budgets and their bottom lines. Sometimes you have to cut back on some things here and there. Other times, you add something to the budget in an attempt to long-term return. It may be tempting to withdraw from providing health benefits, but there is a long-term value by offering them. This article describes how to add health benefits can actually create more value for your small business.

The following is an excerpt from our free resource 20 Greatest recruitment and retention Tips. If you want to download the full resource here.

as a small business owner, the employees you hire are the key to your success. Not only the right people have the skills and experience to help your small business grow, but they also represent the vision and brand your business. They are your brand ambassadors.

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flash Forward at tax time next year. Your company will be ACA-compliant? Do you have penalties? 2015 is here and the time to make sure your health benefits are ACA bulletproof now. Wondering where to start? Here is a checklist to help.

Customers are not just something that you need - you absolutely must have them to stay in business. So it is probably important to put them at the top of your priority list, right? If you do not know who your customers are, you need to sit down and map it out. Knowing who you are selling your product or service is the first thing you must do if you want a successful small business . In this article we will go over four effective life hacks that will help you get to know your customers and improve your business

Managing your small business efficiently and productively is difficult when your employees are less excited about the work. So how can you infuse enthusiasm and spark the fire in your employees? It starts with you, their boss. In fact, did you know 38 percent of employees are more likely to be engaged in their work when they know that their employer cares?

That being said, here are the steps to instill enthusiasm in your employees and guide you to a small business unified, energized and more productive.

Build the best benefits package for your small business is like a puzzle. You replenish all unique and attractive advantages that ultimately help you to attract and retain the best employees in the industry. You see return on your investment. Employees like to work for you. You become a coveted employer of choice.

These ten small and medium enterprises, featured in the new report glassdoor.com Small and Medium Companies to Work (2015), have done exactly that.

Blogging becomes on way for you and millions of others small business owners to reach potential customers. In fact, did you know that 92 percent of companies who blog multiple times per day have acquired new customers from their blog? Knowing this, your small business needs a blog to continue to grow and prosper.

So, to help you see how a blog can be a tremendous asset to your small business, we gathered 14 fun facts that you'll wonder why your small business does not have a blog all this time. Also, as a bonus, we'll show you how to start a blog too.

Consider this: The way you aboard new employees for your dental determine the type of employee they will be and the relationship you have with them. So to say onboarding is important is an understatement - it is absolutely essential

As the owner of your own dental office, if you asked how best to implement a framework structure. onboarding program, no need to worry, we have you covered. In this article we will go over the ins and outs of onboarding and ways you can make it effective.

The labor market is currently in a state of hyper -Competition. Companies everywhere are looking to expand, to increase the presence in their respective areas, and engage the best quality employees for new positions.

29th March national famous mom and Pop business owners Day. In honor of all small business owners, this article provides an overview of health insurance options to control your health insurance costs to plan renewal time.

Plan It, AOS time for renewal and you just found your Insurance small businesses disease premium increases 20 percent for the same coverage. Again. Sound familiar? If yes, you, Aore not alone.

The States United industry of health insurance experienced a massive transition. So what does this mean for the health insurance companies? A recent analysis by the Employee Benefit Adviser (EBA) and miEdge ranked major carrier groups senior health insurance in the United States for the year 2014.

Now , while a large insurer does not necessarily mean that they provide the best health insurance, it is an interesting look at the product and the market share in the insurance industry today illness.

Premium tax credits : First, what are they? They are a credit can be advanced, refundable tax designed to help eligible low and moderate income families provide health insurance purchased by the health insurance market . In January 2014, the Affordable Care Act (ACA) started making these tax credits available. They were created to provide financial assistance to millions of Americans who could not otherwise afford health coverage.

Company visions are often overlooked and rarely considered. Little do small business owners know, their vision has to do with their success. If you're one of many small business owners who neglected the vision of their business, do not worry, you're not the first.

If you want to succeed you 'going to need a pretty compelling vision to really fire your employees. In this article, we will share a life hack on how to inspire your employees with an impressive view of the company

Note :. This article is an extract from the ebook "7 Life Hacks to Empower Your Small Business"

There is insurance -maladie your business renewal time, and your boss has just entered your office with an increase in turnover of 20 percent. Now is your research on how to get the cost of health benefits under control again. Here's something you might not know - costs and employee medical Obamacare could drive up the cost of your insurance small business health . The good news? There is something you can do about it.

Regarding the rules and regulations for your practice, you are a pro. But when it comes to providing health benefits, many dentists and office managers feel less confident. That you currently offer health insurance , or you're simply helping employees with the cost of their health insurance individually purchased, there are health benefits rules you must follow.

the Affordable Care Act (ACA) caused a big change for brokers - a change that has meant new challenges, frustrations and unknown. Is there a silver lining? For many brokers who are wondering how to structure their business and retain customers, it seems a silver coating is simply not there. However, the ACA has opened new doors that allow brokers to retain customers and attract small business prospects. How? In this article we will explain how and why dealers can remain relevant in the world of health insurance by serving as a hub for small businesses.

Zane Benefits welcomes the spine and job creators in our economy during National small Business week (4 to May 8, 2015) . In our continuing mission to reinvent benefits for small businesses, we want to ensure they remain strong and competitive by providing affordable benefits. Our featured blog provides insight into how small business owners can benefit from the ACA and work to achieve this.

The Affordable Care Act (ACA) . Many small business owners have asked the same question from the introduction of the law. The question, of course, is "How the ACA does not benefit my small business?" This question is now coming to the point that more research becomes available. Michael Kleinrock, research director for IMS Institute and co-author of a report entitled Use medicine and changes in expenditure , provides information on exactly how the ACA benefits small business owners in a recent article featured in www.entrepreneur.com . In this article, we will discuss three ways Kleinrock said ACA benefits small business owners according to his research.

Under the Affordable Care Act (ACA), households (FPL - ) Guidelines with incomes between 100% and 400% of the federal poverty level (FPL) who buy coverage through an insurance exchange health status are eligible for the premiums tax subsidy to reduce the cost of health insurance.

Here is an overview of 2015 federal poverty level (FPL) guidelines.

For most small businesses the traditional health insurance group is out of reach. But that does not mean health benefits are not feasible. Alternatively, small businesses adopt employee health benefits of allowances to help with the cost of personal health insurance for employees.

As small employers are looking for ways to contribute to employee health costs outside of a traditional group health insurance policy, an option is to offer a health care account before taxes. There are several health plans account-based available, each offering unique features and benefits.

When evaluating whether and how to offer employees an account before taxes health care, the first step is to understand the options available and how they work for your company and employees.

A common question we get from small business owners is about the tax deductibility of health insurance premiums. Here is an overview of when medical premiums before tax versus after-tax ( "after-tax").

This is a ? common issue for small businesses . Want to contribute to employee health, but the health insurance coverage of traditional employers is not in the cards. At the same time, employees are mandated under Obamacare to purchase coverage and the company would like to chip in if they could.

Can employers help employees with their coverage Obamacare? Is reimbursement of individual health insurance still allowed?

There are several medical reimbursement plans available for employers - HRPS, HRA, HSA, ASF, and POP. Acronyms can be confusing, and so can the new reforms of health care.

So what repayment plans can be used for health insurance premiums?

Health Reimbursement Arrangement autonomous (HRA) is dead for most employers. Where is it?

there Two weeks, a group of lawmakers reintroduced the Small Business Act Relief Healthcare (S. 1697 and H. R. 2911). The legislation would allow small employers to use again an HRA to reimburse employees for health insurance premiums and out-of-pocket medical expenses.

What is the state of the HRA legislation? This article provides a quick guide on the who, what, where, when, and why.

For decades the way predominantly for Americans to buy health insurance was through the market for group health insurance; you get coverage through work.

But then, enter the Affordable Care Act ( "Obamacare"). The ACA has changed the rules by making the guaranteed-issue individual health insurance, low cost, and easier to buy.