Here's a quick guide to understanding the different terms:
HMO Health Maintenance Organizations are generally the insurance option illness more affordable, but require consumers see a network of doctors and choose a primary care physician.
PPO: The popularity of Preferred Provider Organizations continues to grow as people prefer the flexibility to view network and off-network providers, and more people switch to plans with high deductibles to save on monthly premiums.
HDHP: high-deductible health plan (just one type of PPO Plan) are compatible with health savings account. These plans have a high deductible that must be met before Medicare coverage begins with lower monthly premiums. Most employers rely on these plans to reduce costs.
FFS: Plans Fee-for-service are widespread on the market more because of their inability to control the costs of health care and large expenditures.
POS A popular abbreviation with double meaning ... But in the world of health insurance, it is known as an insurance scheme Point-of-Service. It is a mix between an HMO and PPO, but forcing consumers to choose a primary care physician.
HSA: A health savings account is often paired with a plan of high-deductible and consumer-friendly type of medical savings account more. Consumers can save money for medical expenses tax free and funds roll each year.
FSA flexible savings account is a type of medical savings account that is popular among employers provide to employees. Unfortunately, the funds from these types of plans do not roll over as HSA, but offer non-taxable benefits.
CFP: primary care physician, also known as your family doctor. Many health plans ask you to find a PCP or provide more coverage to visit this health care provider.
PHR: The personal health records help consumers keep records of their medical history and allows them to manage personal information.
EHR: suppliers Electronic health records help healthcare streamline patient data and medical information.
ACO: Organizations care accountable, created by the reform of health care will force hospitals and health care providers to coordinate care for patients in a new way. Fortunately, it will also be able to control the costs of health care in the future.
UNHCR Court for the reform of health care, synonymous with the Affordable Care Act and Protecting Patients and Obamacare.
ACA :. Short Affordable Care Act, also known as reforming health care (UNHCR) to
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