Here are some things to consider before walking down the aisle:
The 30-day rule. Most plans allow couples to 30 days to make insurance decisions disease after their marriage. This means you only have one month to decide if you want to plan (or vice versa), your partner, or if you want to keep them separate insurance plans. Sharing of insurance can be affordable, but sometimes separate insurance plans may be the wise choice to meet your health care needs and the price difference between the plans. Talk to your insurance company to know your options before filing a plan.
Compare health benefits. One thing to consider is that the partition plan could limit some of your options. If you want to join your partner's insurance plan, make sure you know if you will still be able to visit the favorite doctors. Some of your health care providers might now be out-of-network, which means that visiting your usual doctor could now be more expensive.
Consider children or future children. Employers may charge different prices to add dependents to plans and recently more employers shifting costs to employees. Compare costs between keeping children on the current plan and the passage of a child in the plan of the spouse.
Consult plans for maternity benefits before moving coverage of health insurance in pregnancy might be an option in the future.
Talk to your employer and company health insurance before dropping a plan without being approved for a new one. Some companies may require you to add a dependent during the open enrollment period of the group.
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