To help consumers through the process of looking for a cover, GoHealth examines the most common complaints about the search for health insurance.
Health insurance is too complicated and overwhelming. There are many parts to health insurance - deductible, premium, copayment, coinsurance, network, benefits, and the list continues. So when you're reviewing the health insurance quotes in the Quote Engine GoHealth, click the different terms that confuse to learn. In addition, an agent is no more than a phone call or you can use our chat services to talk to an expert about your options.
Health insurance is too expensive. Unfortunately, the cost of individual health insurance is set by law and GoHealth can not lower the price of health insurance for its consumers. Some states also just have high insurance costs - especially the health insurance costs of Massachusetts and New York.
I have to pay a month of initial premiums and do not know when I'll be approved for coverage. Once a consumer chooses a plan they have to pay the premium of the first month immediately but is refundable if they are not eligible for coverage or choose another plan. The approval process depends on the insurance company - this may take a few days or a whole month.
I can not find coverage. With the changes in the reform of health care and laws, it can be difficult for some people to find individual health insurance. This includes women who are pregnant, children who need individual policies and people with pre-existing conditions.
Coverage Application forms are too long. No matter where you apply for health insurance, the demand will be long. These are necessary for health insurers to determine the amount of risk a person can be insured. If you know you have a preexisting condition and are likely to be turned down for health insurance, talk to an agent before applying. The agent may be able to help you find a carrier that you turn down coverage on the basis of this condition.
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