- With health insurance costs rising for employers, more and more companies are turning to defined contribution plans. When using this type of plan, employers provide a sum of money to employees for health insurance premiums. Employees can then select the plan of their choice. This option is gaining popularity among employers because in many cases it is a more affordable option to provide health insurance benefits for employees.
- From 2014, employers will be required by the ACA to offer health coverage to all employees who work 30 hours or more per week. This makes 2013 a critical time for employers to understand how many employees fall into this category. It is also important for employers to begin to educate employees on the state health insurance exchanges that will take effect in the fall of 2013.
- Given the fact that they are responsible to cover more people in 2014, it would be useful for employers to take stock of the level of health insurance benefits they currently provide and their share of the contribution. Readjusting these factors with an option as a plan of the health of consumers directed at low cost could generate substantial savings in the wake of the ACA.
- Many employers have implemented what they wellbeing of employees long term programs, but to be truly effective, a wellness program must go beyond distributing free samples 'bottled water. To achieve long-term savings through improved employee health, wellness program should include services such as cholesterol screenings and educational practices. Employers would also be wise to take advantage of communication and engagement opportunities offered by social media like Twitter, many employees already enrolled.
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