As mentioned above, the deadline to obtain health insurance coverage is February 15. However, you may not know exactly why it's so important to get coverage on that date.
looking more answers? Here, we break down a few of the reasons why you can not afford to go without insurance and why you need to take action before the 15 e . 
A costly fine
If you do not receive health insurance before February 15, you could face a fine for going uninsured . In 2015, the penalty for not carrying health coverage is 2 percent of your household income, or $ 325 for each person and $ 162.50 for each child, whichever is greater. And fines are not getting any cheaper; they will only continue to increase each year.
If you do not have health insurance last year and think you have escaped the tax penalty, do not get too excited. The fines are in the form of fees that will be issued when you pay your income taxes. When you file your 2014 taxes, you have to pay the penalty for the period of time that you have not had health coverage this year.
costly medical bills
penalty tax does not mean you suddenly have health coverage. In fact, instead of this means that you have paid the fine the government and you could be stuck with costly medical bills you accumulate throughout the year.
The best way to prepare for unexpected medical expenses is getting health insurance now. Out-of-pocket medical expenses can be very costly. For example, without health insurance, M.R.I. average in the US is $ 1,121. This is not a number that most people want to deal with themselves.
Better luck next year
If you do not register in the cover February 15th, you'll be stuck with no health insurance until the beginning the next open enrollment period. Although there are some exceptions, most people, missing the deadline means waiting months to get coverage they may need now.
The, smarter and safer alternative cheaper? Get an Open Enrollment before coverage ends on February 15.
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