Along with the social stigma associated with being overweight, there are physical and financial implications that should not be ignored.
Your body mass index (BMI) can really affect your insurance rates. BMI is determined by the following calculation: 703 times your size divided by your body weight times your body weight or BMI = (weight in pounds / height in inches x height in inches) x 703. If you're like us and do not have the desire to do the math, you can easily find a BMI calculator online.
What is my BMI number mean?
in the US, a BMI above 25 qualifies you as overweight and a BMI over 30 is obese you officially. Your BMI is used to determine whether or not your weight will cause a health risk. Although this is not a guarantee that you're going to have a stroke or heart attack, it significantly increases the probability of such an event.
More lbs, more health care costs.
Just like smoking or pre-existing condition, a high BMI can make your rising insurance rates. We're not talking about pocket money, either. In some cases, it can increase your payment of the monthly premium of more than $ 500. If your BMI is too high, an insurance company will probably deny you the full health insurance coverage.
Overweight people often suffer from respiratory problems, diabetes, bone spurs and back problems. The insurance companies take all this into account when examining someone with a high BMI.
The adoption of a healthier lifestyle and lose weight is a great idea for you and your bank account.
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