How much it will cost, doctor?

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How much it will cost, doctor? -

questionmark A recent study has indicated that more and more Americans are inquiring about prices before getting care services health. In the past, the bargain hunting was not something you associate automatically receive important medical care. However, even for those with health insurance coverage, the costs can be so high that a trader little comparison becomes a trend.

Here are some other key findings of the study:

  • 16 percent of households said they looked around different price points before getting care. This represents an increase of five percent from last year
  • Method to get pricing information: 50 percent called their doctor and the other half asked their insurance company. This is a big change from the results of the same survey in 2010, while 60 percent of respondents get quotes from their doctors and 26 percent of their insurance company.
  • People use the Internet twice as they did two years ago to contact their doctors and insurers on price. However, the majority of people (53 percent) get their information in person.
  • Less than two-thirds said the information received on the price of health care influenced their decision

This trend should therefore not surprising given the fact that employers, large and small, were choosing to pay less for coverage for their workers in recent years. True, high shots deductible catastrophic health become the "new normal" for many companies and employees are feeling the effects!

In response to the increase in high-deductible plans there has been a marked increase in the number of health staff opening savings accounts (HSA). These accounts allow you to save money for future medical expenses. The main one HSA open grounds is a wise idea:

  • The amount in an HSA collect interest.
  • HSA funds roll every year.
  • The funds are saved for future medical expenses.
  • You can deduct HSA contributions tax on income.
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