There are many references there, but let's focus today on a couple that extend the coverage au beyond what is offered in a standard Alberta Auto insurance (SPF 1) policy
SEF 27 - civil liability for damage to non-owned vehicles: this approval at hand, available for a small price most personal and small commercial policies auto insurance provides coverage for damage you do to a vehicle that is not owned by the insured. In general, coverage applies throughout North America, so if you take the car from a friend or rent a car rental company on vacation, you can have coverage through your own policy if you wreck it. This can be very beneficial as it allows you to refuse the insurance offered by the rental agency, which can often be north of $ 20 a day (instead of ~ $ 30-40 per year for 27 SEF). If you rent or borrow vehicles on a semi-regular basis, this rider can be a great value to your car insurance policy
SEF 6c -. Public Passenger Vehicles rider - This rider, commonly known as "carry passengers for compensation" endorsement, is what you should have on your vehicle if you are paid to drive them around. This goes for taxis, shuttles, and especially the fast-growing companies "Ride-sharing" as Uber and Lyft. If you are carrying passengers for hire, and do not have this endorsement, your policy of car insurance will most likely be found completely empty in the case of an accident, leaving you on the hook for not only repairs to your vehicle but also all damage and injury to third parties. These costs and legal fees can easily reach hundreds of thousands or millions of dollars, so if you want to be paid for the conduct of people, make sure that you are properly protected. An insurance broker can help you determine the insurance coverage for your use and exploitation "
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